Coverage That Works

General Liability protects your business against third-party claims for bodily injury, property damage, and legal costs. It’s the foundation of coverage for contractors and tradesmen — a must-have for everyday operations and jobsite protection.

Project General Liability covers a single construction site or job, shielding you from third-party injuries, property damage, and related claims for the duration of that project. It’s ideal for developers or GCs running large or high-risk builds that need tailored, project-specific protection.

Required on many projects, workers’ comp protects both your crew and your business. It covers medical bills, lost wages, and rehabilitation if someone gets hurt on the job — and it shields your company from lawsuits tied to workplace injuries.

Commercial Auto covers the vehicles your business relies on — from pickups to full fleets. It protects against collisions, liability, and property damage, whether you’re hauling tools or making deliveries. Since personal auto policies don’t cover business use, this policy fills an essential gap.

Commercial bonds are often required by state or local governments to operate legally. They cover things like licensing, permits, and regulatory compliance, helping you qualify for work and build trust with clients.

Surety bonds guarantee your business will meet its contractual or legal obligations. If you can’t deliver, the bond compensates the affected party — giving project owners and regulators confidence that you’ll follow through.

A BOP combines general liability and commercial property coverage into one simple package. It’s designed for small and mid-sized businesses that need core protection for property damage, customer injuries, and more — without the hassle of juggling separate policies.

Even the best contractors can face claims of mistakes, delays, or unfinished work. E&O insurance covers legal costs tied to allegations of negligence or missed details, protecting you from costly disputes.

Builder’s Risk covers materials, equipment, and the work in progress on an active job site. If fire, theft, vandalism, or weather damage strike, this policy helps pay for repairs and keeps the project moving.

Inland Marine protects tools, equipment, and materials while in transit or stored offsite. It ensures your gear is covered between job sites — a must for construction, installation, and logistics work.