Built for Contractors Who Don’t Fit the Standard Mold
When standard carriers say “no,” we help construction businesses secure coverage quickly — even for complex operations, high risk work, loss history, or speciality trades.
It’s As Easy As…
Step 1: Fill out the form
Step 2: Discuss your needs with a broker
Step 3: Review your options with us
Step 4: Get covered!
Who We Help
Dragonfly Insurance works with construction businesses that traditional insurance markets struggle to support — not because they’re bad businesses, but because their work is complex, specialized, or misunderstood by standard carriers.
You might be here because:
Your policy was non-renewed or canceled
Multiple carriers declined to quote
Your trade or scope of work falls outside “standard” guidelines
Prior claims, audits, or growth changed your risk profile
You were told coverage would need to be E&S or surplus lines
If that sounds familiar, you’re in the right place.
Trades We Commonly Work With
We regularly place coverage for contractors involved in:
Roofing, exterior, and envelope trades
Structural steel & metal erection
Concrete, foundation, and shoring wor
Demolition and site work
Utility, pipeline, and underground contractors
Heavy civil and infrastructure projects
Specialized installation or fabrication work
Experienced with hard to insure risks
Relationships across the Excess & Surplus markets
Fast turnaround
Why Specialty Contractors Choose Dragonfly
Most brokers focus on easy risks — and avoid the rest.
We do the opposite.
What you can expect:
Honest upfront assessment of what’s possible
Access to specialty and surplus lines markets
Clear explanation of tradeoffs (price, terms, structure)
Fast movement when timelines are tight
A path to improve insurability over time when possible
We’re not here to sell you the cheapest quote.
We’re here to help you get placed — and keep operating.
How It Works
1. Quick Intake
Tell us about your operations, recent insurance issues, and timing.
2. Market Assessment
We determine whether standard, specialty, or E&S markets are appropriate — and why.
3. Placement Strategy
We approach the right carriers, structure the submission properly, and move fast.
4. Ongoing Support
If your goal is to return to standard markets over time, we’ll help you get there.